Getting Financial Help for Medical Expenses Related to Asbestos

When a patient receives the diagnosis of asbestos-related mesothelioma, there are many unanswered questions. One of the biggest concerns for many patients and their families is the issue of cost. Fortunately, there are many agencies and resources available to help relieve medical expenses related to asbestos.

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The below acts as a quick guide to many financial concerns:

Q. Which government agencies can provide aid for cancer treatment?

A. Government agencies that provide aid for cancer treatment are the Health Resources and Services Administration, Hill-Burton program, Medicaid, Medicare and the Veterans Association.

Q. Which nonprofit organizations offer aid for cancer treatment?

A. A few nonprofit organizations that provide aid for cancer treatment are the Mesothelioma Research Foundation of America, CancerCare, NeedyMeds, the Patient Advocate Foundation (PAF), the PAF’s Co-Pay Relief Program, and Patient Assistance Program.

Q. Which government agencies provide aid for the practical needs of Mesothelioma patients?

A. Government agencies that provide aid for the practical needs of Mesothelioma patients are Eldercare Locator, a referral service provided by the US Administration on Aging, GovBenefits.gov, the Social Security Administration (SSA), and Supplemental Security Income (SSI).

Q. Which nonprofit agencies provide aid for the practical needs of Mesothelioma patients?

A. Several nonprofit agencies that provide aid for the practical needs of Mesothelioma patients are the Mesothelioma Research Foundation of America, the American Cancer Society, and the National Patient Travel Helpline.

Q. What is the CAL?

The CAL refers to Compassionate Allowances, a scheme that allows the Social Security Administration to quickly identify serious medical conditions, so as to provide benefits to applicants who meet disability standards. The SSA is able to quickly target the most obviously disabled individuals based on objective medical information they are able to obtain.

Q. How can you apply for disability with a CAL condition?

A. While there is no special application or form that is unique to the CAL initiative, individuals with a CAL condition are able to apply through the standard SSA process for filing claims for the Social Security Disability Initiative (SSDI), SSI or both SSDI and SSI benefits. Applications with CAL conditions will be expedited by the SSA. These applications can filed online, in local field offices, or by calling the toll free number 1-800-772-1213.

Q. Who does CancerCare provide funding for?

A. CancerCare provides funding for home care, transportation and child care for: women and children with cancer diagnoses of all types, pancreatic cancer patients, all adult patients with diagnoses who reside in San Diego and Imperial counties, CA; all patients who have diagnoses in Long Island, New York City, Rockland Counties and Westchester in New York, New Jersey and Connecticut.

Only transportation is provided for men and women with multiple myeloma and metastatic melanoma. Funding is also provided for anti-nausea medication, pain medication, lymphedema supplies, oral hormonal medication and durable medical equipment needed by all adults with breast cancer, whether male or female.

Q. What are the eligibility requirements for CancerCare?

A. To be eligible for financial assistance from CancerCare, the patient must have a diagnosis of cancer confirmed by an oncology health care provider, be in active treatment for the cancer, live in the U.S. or Puerto Rico, and meet their eligibility guidelines of 250% of the Federal Poverty Limit.

Q. How do I apply for CancerCare?

A. To apply for CancerCare funding, call the hotline 800-813-HOPE (4673) to speak to a CancerCare social worker to complete a brief interview. Once eligibility is determined, you will be mailed an individualized application form to complete. You must also submit proof of income, along with the properly completed application form.

Q. Could I be entitled to an asbestos settlement?

A. Patients with mesothelioma, exposed to asbestos used by companies who knew of its devastating effects before government regulations, could be entitled to asbestos settlements. Most asbestos settlements will not only compensate victims for medical expenses and loss of health and income, but also for the pain, suffering and physiological trauma they endure.

Q. How are asbestos settlements reached?

A. It’s important to enlist the services of a local lawyer that’s qualified to handle the case. Asbestos settlements are reached by first determining the companies responsible for the exposure, as well as the personal damages incurred, which includes medical bills, lost income, compensation for pain and suffering.

Q. Will I need to go to court to get an asbestos settlement?

A. Many personal injury claims such as this can usually be settled without going to court. However, sometimes they will need to be settled in a trial before a judge and jury, depending on the unique scenario of the case.

Becoming as informed as possible and knowing your rights is important in obtaining financial assistance. With our extensive experience and knowledge, we will be able to assess your situation and offer you sound professional advice.

By | 2016-01-28T03:07:49+00:00 January 14th, 2016|Asbestos|Comments Off on Getting Financial Help for Medical Expenses Related to Asbestos